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Zonia is a 30-year-old mother of a baby girl who is 1 year and 8 months old. Zonia stays at home in the house taking care of her daughter while her partner works. Depending on the season, Zonia may take her daughter with her when she goes to sell clothes in one of the city plazas. She says that her business is largely seasonal, with the best times of year being Christmas and the start of the school year.

Zonia is requesting a loan in order to buy clothing from wholesalers in Cusco, so that she can continue her microbusiness. In the future, she would like to have a fixed storefront from which she can sell her merchandise.

Zonia is receiving an individual loan as a member of the village bank "Las Mercedes de Kataniray" in Cusco, which is located close to the Incan ruins of Macchu Picchu in the Andean mountains. The bank is in its fourth cycle with Asociación Arariwa.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 166
    View loans »
    Peru Loans Fundraising
  • $60,197,200
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Zonia to buy clothing at wholesale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 13, 2012
Apr 19, 2012
Currency Exchange Loss:
Nov 15, 2012