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Roberto Elías
Roberto Elías, 45, lives with his life partner and their two precious children in an urban area. He is very cheerful and affectionate towards his children, and is proud of his life.

He makes a living selling a great variety of clothes for women, men, and children. He sells skirts, pants, shirts, and blouses among other items. He is very well known in the area and has gained many customers recently, since everything he sells is of excellent quality and sold at reasonable prices. Also, his service is very good. Roberto always tries to satisfy the needs of his customers. He is a man completely dedicated to his work and always takes advantage of opportunities that present themselves to him.

He believes that those who persist reach their greatest desires. He wants to see his business grow and already has experience receiving loans. For this reason, he decided to ask INTEGRAL for a loan again so he can buy wholesale clothing according to new fashion trends. Roberto Elías is certain that this will enable him to provide a better life for his family.
View original language description ↓
Roberto Elías de cuarenta y cinco años de edad vive junto a su compañera de vida y sus preciosos hijos en zona urbana, es muy jovial y cariñoso con sus hijos, está orgulloso de su vida. Él se dedica a la venta de ropa, con gran variedad para damas, caballeros y niños, tiene faldas, pantalones, camisas, blusas entre otros, es muy conocido en la zona y se ha hecho de mucha más clientela últimamente, pues todo lo que comercia es de excelente calidad y lo vende a precios accesibles, además el servicio es muy bueno. Roberto siempre trata de satisfacer las necesidades de los clientes; es un hombre totalmente dedicado a su trabajo siempre aprovechando oportunidades que se le presentan, piensa que el que persevera alcanza sus más grandes anhelos, él quiere ver crecer su negocio y ya tiene experiencia crediticia es por eso se decidió a solicitarle a INTEGRAL nuevamente un crédito que le permita comprar ropa por mayor y según tendencias de nueva moda. Roberto Elías tiene certeza que de esta forma podrá brindarle a su familia una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 445
    View loans »
    El Salvador Loans Fundraising
  • $22,757,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,075 helped Roberto Elías to buy wholesale clothing.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 28, 2012
Apr 23, 2012
Currency Exchange Loss:
May 23, 2012