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Yender Augusto
Yender Augusto is thirty-four, married, and has two children. He lives with his wife and kids in Guaranda in Bolivar Province.

Yender Augusto works in a motorcycle paint and body shop. He's seeking a loan so he can buy drills, paint, varnish, and a spray gun. The loan will allow him to buy the supplies he needs without any difficulty.

He makes his purchases every week in the city of Guaranda. His dream is to be able to buy some land and to get some modern equipment. The challenge posed to him by his low income is supporting his children's education.

In his free time, Yender Augusto plays sports, like basketball, and plays the guitar.
View original language description ↓
YENDER AUGUSTO tiene 34 años de edad es casado tiene dos hijos, vive con la esposa y con los hijos en Guaranda Provincia de Bolívar.

YENDER AUGUSTO trabaja en un taller de enderezada y pintura de vehículos y motocicletas. Solicita el crédito para poder comprar taladros, pintura, barniz, soplete. Con la ayuda del crèdito podra comprar los materiales que necesita sin ningùn contratiempo.

Las compras lo hace en la ciudad de Guaranda cada semana. El sueño es poder comprar un terreno, adquirir equipo moderno. Los desafíos a los que se enfrenta a pesar de que los ingresos son bajos es apoyar a los hijos para los estudios.

En el tiempo libre le gusta practicar el deporte cómo el baskett y tocar la guitarra.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 87
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $800 helped Yender Augusto to be able to buy drills, paint, varnish, and a spray gun.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 27, 2012
Apr 23, 2012
Currency Exchange Loss:
May 23, 2012