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Svetlana lives in the Dneprovka village together with her husband and two adult sons. She is involved in farming, growing early greenhouse vegetables. Svetlana has two plots of land, four large greenhouses and two small ones. She has been independently involved in growing vegetables for 23 years. A large amount of money - approximately 300 000 hryvnia - has been invested into this business. Svetlana plans to invest the Kiva loan in the amount of 20 000 hryvnia into a purchase of coal with 10 000 hryvnia, a drip irrigation system with 5 000 hryvnia and also some materials to repair the greenhouses, specifically wood with 3 000 hryvnia and wire with 2 000 hryvnia. Recently, Svetlana was able to partially install a heating system. She now needs coal to heat greenhouse plants and also needs to complete two greenhouses by making necessary repairs there. Svetlana constantly grows as an entrepreneur. Last year, she bought a second plot of land and installed two greenhouses there. She wants to install another one, finish building a garage and install a heating systems in all of the remaining greenhouses.
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Светлана живет в селе Днепровка с мужем и двумя взрослыми сыновьями. Она занимается фермерством, выращивая ранние тепличные овощи. Светлана имеет 2 участка земли, 4 большие теплицы и еще 2 маленькие. Она самостоятельно занимается выращиванием овощей вот уже 23 года. В хозяйство вложили немалые средства – около 300 000 гривен.

Светлана планирует вложить кредит КИВА в размере 20 000 гривен в закупку угля на 10 000 гривен, системы капельного орошения на 5 000 гривен, а также некоторых материалов для ремонта теплиц, а именно брусьев на 3 000 гривен и проволоки на 2 000 гривен. Светлана смогла частично установить отопление совсем недавно. Теперь ей нужен уголь для обогрева тепличных растений, а также необходимо довести до ума две теплицы, сделав там необходимый ремонт. Светлана постоянно развивается как предприниматель. В прошлом году она купила второй участок земли, поставила там 2 теплицы. Хочет поставить еще одну, доделать гараж и провести отопление во всех оставшихся теплицах.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,750
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Svetlana to buy coal, a drip irrigation system and materials to repair greenhouses.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Mar 15, 2012
May 1, 2012
Currency Exchange Loss:
Aug 28, 2012