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Update on Melania

Melania is a member of communal bank Las Entusiastas. She is 48 years old and mother to 3 children. She owns 3 buses and agricultural land where she grows potatoes. She has been a member of FINCA Peru for 13 years. She is very thankful for everything her communal bank has taught her. With their training she has been able to make progress along with her family, purchase a house, and she now has three parcels of land. She is requesting this loan to make repairs to one of her buses.
View original language description ↓
Melania es socia del Bancomunal Las Entusiastas, tiene 48 años de edad, es madre de 3 hijos, ella es dueña de 3 buses y también tiene una chacra donde siembra papa, es socia de FINCA Perú hace 13 años, ella esta muy agradecida por todo lo que le enseñaron con las capacitaciones de su Bancomunal,ella pudo progresar junto a su familia,comprar su casa, y ahora ella tiene 3 terrenos, el préstamo que solicita lo invertirá para arreglar uno de sus unidades de transporte.

Previous Loan Details

Melania is a member of the Las Entusiastas community bank. She is 47 years old and married with 3 children. She operates a taxi business and will use this loan to buy tires and pay for routine maintenance on her vehicles. She is a member of the taxi cooperative that works the Ruta Number 16 ro... More from Melania's previous loan »

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 119
    View loans »
    Peru Loans Fundraising
  • $60,151,175
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD