This is Nancy, 44, a resident of GMA, Cavite, Philippines. She is a widow and mother to her five children. She, together with her children, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.
Nancy operates a direct selling business. A customer's order is bought in cash by her and then given to the customer with a one-month-to-pay credit. Her products are RTW, cosmetics and other similar products. She sells water by container for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 2,000 in sales every week.
To help her continue operations of her business, she is requesting a PHP 28,000 loan to buy more stocks of personal merchandise to expand her product inventory. She expects a boost in her business income as she expands her business.
Nancy dreams of being able to give her all her children a good future and high quality education through all her hard work in her business. She also hopes to have a growing network of customers. She faithfully meets up with her co-fellowship members to share stories of her work every week and draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.