Elizabeth has requested a loan of 41,600 KES from Kiva partner Juhudi Kilimo to buy and insure a dairy cow. Farming is her only source of income, and she believes the acquisition of a dairy cow will help her meet her family's basic needs with ease. Her goal is to venture into poultry farming as well in future.
While Elizabeth notes that drought and animal diseases are inherent problems in farming, she is determined to succeed in the business despite these challenges.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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