San José (Cuenca) Group
One of the members of this group is Maria Carmen, 57, who is married and has 4 children. Three of them are married and live on their own, while her youngest son lives at home and helps with the chores. Her husband is a farm laborer. They own their home.
Maria Carmen takes care of the housework and the farming, growing food only for their consumption at home. She also raises cows, pigs, sheep and hens which she sells when she needs to.
She has been part of the bank for 15 years and will invest her new loan in the purchase of chickens.
Her goal is to keep growing her animal husbandry business.
Una de las socias de este grupo es la Señora. María Carmen, tiene 57 años, es casada y en su unión conyugal ha concebido 4 hijos, tres de sus hijos son casados y viven independientes, su último hijo pasa en casa y ayuda con los quehaceres del hogar. Su esposo labora como jornalero realizando trabajos en la agricultura, la casa en la que vive es de su propiedad.
Doña María Carmen se dedica a los quehaceres de su casa y a la agricultura, lo que produce es solo para el consumo de su hogar, también cría vacas, cerdos, borregos y gallinas a los que vende cuando tiene alguna necesidad económica.
Pertenece al banco comunal desde hace 15 años y su nuevo crédito lo va a invertir en la compra de pollos.
Su meta es seguir creciendo en la cría de animales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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