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San José  (Cuenca) Group
In this Group: Hilda Florencia, Ana Mercedes, Delia Mercedes, Gloria Esperanza, María Dolores, Mariano Rosario, María Carmen, María Clara, Rosa Elena
The village bank San Jose is made up of 8 women and one man who live near the parish of Santa Ana in the city of Cuenca. This place has a cool climate and huge countrysides that show off its natural beauty. From the central park you can see a large part of the city of Cuenca. The people work in farming, animal husbandry, commerce and other activities in the city. They are known for their hospitality, friendliness and for keeping their customs and traditions alive.

One of the members of this group is Maria Carmen, 57, who is married and has 4 children. Three of them are married and live on their own, while her youngest son lives at home and helps with the chores. Her husband is a farm laborer. They own their home.

Maria Carmen takes care of the housework and the farming, growing food only for their consumption at home. She also raises cows, pigs, sheep and hens which she sells when she needs to.

She has been part of the bank for 15 years and will invest her new loan in the purchase of chickens.

Her goal is to keep growing her animal husbandry business.
View original language description ↓
El banco comunal San José se encuentra está formado por ocho socias y un socio quienes viven por los alrededores de la parroquia Santa Ana en la ciudad de Cuenca, este lugar es de clima frió, tiene grandes paisajes demostrándonos su belleza natural, desde el parque central se puede observar gran parte de la ciudad de Cuenca. Su gente se dedica a la agricultura, cría de animales, comercio y mucha de su gente labora en la ciudad en diferentes actividades, se caracterizan por su hospitalidad, amabilidad y por mantener viva las costumbres y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. María Carmen, tiene 57 años, es casada y en su unión conyugal ha concebido 4 hijos, tres de sus hijos son casados y viven independientes, su último hijo pasa en casa y ayuda con los quehaceres del hogar. Su esposo labora como jornalero realizando trabajos en la agricultura, la casa en la que vive es de su propiedad.

Doña María Carmen se dedica a los quehaceres de su casa y a la agricultura, lo que produce es solo para el consumo de su hogar, también cría vacas, cerdos, borregos y gallinas a los que vende cuando tiene alguna necesidad económica.

Pertenece al banco comunal desde hace 15 años y su nuevo crédito lo va a invertir en la compra de pollos.

Su meta es seguir creciendo en la cría de animales.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,193,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of San José (Cuenca) Group's $3,925 loan helped a member to buy chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 29, 2012
Listed
Apr 22, 2012
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2012