Update on Maria PatriciaMaria Patricia is married and is 23 years old. She studied through high school and also took courses so that she could offer her services in a beauty salon. She has one son and works in business. She started this business selling gifts five years ago. Her husband supports her business efforts; he works as a contractor.
She has requested a loan to buy more products for her business. She will buy items for the kitchen, stuffed animals, glassware, picture frames, etc. This is necessary so that she can increase her sales and improve her income. She hopes that in the future she will have more store fronts.
Solicita un préstamo para la compra de más productos para su negocio, consistente artículos de cocina, peluches, cristalería, cuadros para retratos, etc., lo cual es necesario para que pueda vender más y mejorar sus ingresos de ganancia. Espera en el futuro contar con otros locales.
Previous Loan DetailsSeñora Maria Patricia is married and 22 years old. She attended high school and has 1 child. She has a business selling presents and up until now she has 4 years experience doing this. She has her husband's support. He works as a mason. She is asking for a loan to buy more products for her… More from Maria Patricia's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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