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Lized

Update on Lized

Lized sells various vegetables on Wednesdays and Saturdays, which are the days of the fairs. On these days there is considerable demand for her products. She leaves very early in the morning, at 4:00 a.m., to acquire the products directly from the producers. She then sells them in an itinerant manner on a very popular street in the city of Cochabamba.

She has six years of experience in this line of work. She will use the loan to buy cement to pour a concrete floor in her house. This will make her family more comfortable.

She lives in her own home in the Sud region, a semi-urban part of the city of Cochabamba. Her family consists of her spouse, who works in Argentina, and her two young children, who go to school.

Lized states that this business activity allows her to support her family, so she is grateful for the trust given to her by granting her the loan.
View original language description ↓
La Sra. Lized se dedica a la venta de verduras variadas los días de feria miércoles y sábados estos días son donde tiene bastante demanda de sus productos la señora sale muy temprano desde las 4 de la mañana donde adquiere los productos directamente de los productores y posteriormente los comercializa en una calle muy populosa de la ciudad de Cochabamba de forma ambulante indica que tiene experiencia de 6 años en esta actividad; con el dinero del crédito comprar cemento para vaciar loza al piso de su vivienda y asi brindar mayor comodidad a su familia, vive en casa propia en la zona Sud una zona periurbana de la ciudad de Cochabamba, su familia esta conformada por su conyugue que se encuentra trabajando en Argentina y sus 2 hijos los cuales aun son pequeños se encuentran estudiando en la escuela, la señora indica que esta actividad le permite mantener a su familia por lo que agradece la confianza en la otorgación del crédito.

Previous Loan Details

Señora Lized makes a living selling a variety of vegetables on Wednesdays and Saturdays at the market. There is a high demand for her products on these days, so she leaves very early in the morning, at 4am, to acquire the products directly from the producers and then sell them on a very popular ... More from Lized's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $2,817
    Average annual income
  • 95
    View loans »
    Bolivia Loans Fundraising
  • $30,226,200
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Lized to pour a concrete floor in her house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 27, 2012
Listed
Apr 22, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013
This photo was used before for a previous loan for Lized. It was first posted on Kiva on Dec, 2011. Learn More