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Virginia is 33 years old and married with four children, ages 14, 11, 9 and 3. She works in tire repair; she inflates vehicle tires, patches tires - everything that has to do with fixing vehicle tires. Her shop is located in the area of the village Copacabana.

This loan will be Virginia's first with the institution. She will use it for the construction of a load-bearing wall in her home.

Virginia faces challenges in her business, such as the bad moods of some drivers who treat her poorly, but this doesn't stop her from getting ahead. In spite of the difficulties, she doesn't have any competition and for that reason has a large customer base. She will use these advantages to continue improving her home; already with the construction of this load-bearing wall she feels much better. Virginia is very happy and appreciative to the institution for the help offered.
View original language description ↓
La Sra. Virginia tiene 33 años y es casada con cuatro hijos que son de las edades de catorce, once, nueve y tres, ella se dedica a la actividad de llantera, ella infla llantas de movilidades, realiza parches de llantas, todo lo que se refiere al arreglo de llantas de movilidades, su taller que se encuentran en la zona de villa Copacabana, este préstamo es su primera secuencia dentro de la institución, la Sra. Virginia utilizara este préstamo para la construcción de un muro de contención en su casa, la Sra. Virginia enfrenta retos en su negocio el mal humor de algunos choferes, ya que le tratan mal pero esto no le impide seguir adelante porque a pesar de las dificultades ya que ella no tiene competencia y por tal motivo tiene mucha clientela, utilizara los beneficios en seguir mejorando su domicilio ya que ella ahora con la construcción de su muro de contención se siente mas tranquila, la Sra. Virginia se siente feliz y agradecida con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 237
    View loans »
    Bolivia Loans Fundraising
  • $31,592,725
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Virginia to build a load-bearing wall in her home.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 27, 2012
Apr 22, 2012
Currency Exchange Loss:
Mar 15, 2013