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Khady is a 26-year-old waitress who lives in Senegal. Meanwhile, and for the past year, she has also been buying and selling clothes and cosmetic products. She chose this retail activity because the opportunity presented itself, and also in order to diversify her source of income.

She has been a member of the local UIMCEC branch since August 2006 and has already repaid a previous loan.

She is requesting a loan of 150,000 CFA francs to purchase some clothes and cosmetic products for resale. Her goal is to develop her retail business and to increase her profits, in order to better meet her daily needs.
View original language description ↓
Mademoiselle Khady est une serveuse de 26 ans qui vit au Sénégal. Parallèlement, elle pratique le commerce et la vente d’habits et de produits cosmétiques depuis un an. Elle a choisi cette activité de commerce par opportunité et aussi dans le but de diversifier ses sources de revenus. Elle est membre du guichet de l’U-IMCEC de la localité depuis aout 2006. Elle a déjà remboursé un crédit antérieur. Elle sollicite un prêt de 150 000 frs prévu pour l’achat d’habits et de produits cosmétiques à revendre. Son objectif est de développer son activité de commerce, d’accroitre ses bénéfices pour mieux faire face a ses besoins quotidiens.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 41
    View loans »
    Senegal Loans Fundraising
  • $13,529,175
    Funds lent in using Kiva
  • 499.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Khady to buy clothes and cosmetic products for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 5, 2012
Apr 13, 2012
Currency Exchange Loss:
Mar 20, 2013