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Dennys Vanessa
Dennys lives in Portoviejo. She is 22 years old and single. She tells us that she really likes her city because of how close the beaches that lots of tourists visit are.

She also tells us that it is difficult to find work. That is why a lot of people leave the city to look for better living conditions.

She finished her education and started to work as a domestic employee. When she was let go she started to sell products by catalogs. She works alone, offering her products at any time of the day.

She tells us that there is not much delinquency in her neighborhood. However, winter is a difficult time because the streets where she lives are not paved, and she cannot make her door-to-door sales.

She will use the loan to buy perfume, make-up, and a display case to display her products.

Her next goal is to increase her sales in order to have more income and finish her nursing degree.
View original language description ↓
Dennys vive en Portoviejo. Tiene 22 años es soltera.
No cuenta que le gusta mucho su ciudad ya que tiene cerca las playas que son muy visitadas por el turismo. También que es difícil encontrar trabajo y por ese motivo muchas personas dejan su cuidad para buscar mejores condiciones de vida. Termino sus estudios y empezó a trabajar como empleada en una casa al ser despedida empezó a vender productos por catálogos. Trabaja sola ofreciendo sus productos a cualquier hora del día. Nos comenta que en su barrio no hay mucha delincuencia pero una época difícil es el invierno ya que donde vive las calles no están asfaltadas y no puede hacer sus recorridos. El crédito lo utilizaría para comprar perfumes, maquillaje y una vitrina para presentar sus productos. Su meta próxima es incrementar sus ventas para tener más ingresos y terminar su carrera de enfermera.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Dennys Vanessa to buy perfume, make-up, and a display case.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Apr 15, 2012
May 2, 2012
Currency Exchange Loss:
Mar 15, 2013