Update on Perseverantes GroupThe group Perseverante is located in the community of San Agustin which is characterized by having many rubber trees in its outskirts and by its people who work cutting sugar cane. This group is comprised of 11 women, each of whom has developed a business with the intention of earning a little money to be able to support their family and give them a better quality of life.
Maria Cohinta is one of the group members. She is 40 years old, studied in the university, and is married to Edgar. She has 4 children. Maria Cohinta has always been a hardworking woman who has worked to help with the household expenses but, a little more than a year ago, she decided to open a stationery store as she thinks that she will earn more working in her own business.
She has her business in her home and opens very early so that she can give her customers good service. She also tells us that she likes to have a little of everything so that her customers can always find what they need. What she most likes about her business is that she has time to run it without neglecting her family and that she can offer a service to her friends in the community.
Maria Cohinta will use this loan to buy erasers, pencils, pens, sheets of white and colored paper, glue, pencil sharpeners, construction paper, bond paper, and markers.
She hopes that, with this loan, her business will continue to develop as she wants to keep growing the business and increasing the stock.
This group is grateful to the foundation for the loan and the trust that has been placed in them.
Reyna has a cybercafe.
Loyda grows and harvests corn.
Adilene sells shoes.
Victoria makes pastries.
Maria Concepcion sells soft drinks.
Carmela sells household goods.
Matilde sells perfumes.
Luz del Carmen sells soft drinks.
Cecilia sells snacks.
Smirna sells household goods.
El Grupo perseverante esta ubicado en la comunidad de san agustin el cual se caracteriza por que a sus alrededores hay muchas huleras(arboles de hule) y su gente se dedica al corte de caña y la recoleccion de las recinas de los hules, este grupo esta integrado por 11 mujeres cada una de ellas desarolla una actividad economica con la intención de ganar un poco de dinero para poder apoyar y dar a sus familias una mejor calidad de vida.
Maria Cohinta es uno de sus intregantes ella tiene la edad de 40 años, estudios la universidad y esta casada con Edgar, ella tiene 4 hijos. Doña maria Cohinta siempre ha sido una mujer luchadora la cual a trabajado para poder ayudar con los gastos de su hogar pero hace un poco mas de un año decidió poner una papeleria ya que ella piensa que se gana mejor trabajando en un negocio propio.
Ella tiene su negocio en su hogar y habré desde muy temprano para dar un buen servicio a sus clientes, tambien nos dice que le gusta tener un poco de todo para que siempre encuentren lo que buscan, lo que mas le guata de su negocio es que le da tiempo de atenderlo sin descuidar a su familia ademas de que brinda un servicio a sus amigos de la comunidad.
Maria Cohinta utilizara ete credito para la compra de compra de gomas, lapices, lapicero, hojas blancas y de color, resistol, sacapuntas,cartulinas, papel bond, plumones, marcatextos.
ella espera que con este credito su negocio continue progresando ya que desea seguir ampliando su negocio y surtirlo mas.
Este grupo agradece a la fundacion por el credito y la confianza que le han otorgado.
loyda simbra y cultivo de maiz
adilene venta de calzado
maria concepcion venta de refrescos
Carmela articulos para el hogar(trastes)
matilde venta de perfumes
luz del carmen venta de refrescos
Cecilia venta de antojitos
Smirna articulos para el hogar(trastes)
Previous Loan DetailsLas Perseverantes has 11 members, all hard-working women, who operate various businesses that help support their families and improve their quality of life. The members live in a rubber-producing area (surrounded by rubber trees). The climate is mild and suitable for growing coffee and oranges.... More from Perseverantes Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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