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Rancho Caporal Group
In this Group: Efren , Miguel , Adela, Fernando
The "Rancho el Caporal" group consists of three men and a woman who belong to a very tranquil community where the majority of people make a living raising animals like chickens and turkeys and working in the fields. The group decided on this name because it's where group member Adela lives. She is a 71-year-old widow who lives at home by herself, although her children live close by. Adela tells us that for the past 15 years she has made a living raising animals, but at this time she is requesting the loan to stock her general store so she can buy all the products it has been lacking. She plans to purchase detergents, canned goods, milk, cheese, sugar, bread, beverages and other items. She has had her store for 13 years, and it is located in front of a cemetery. The challenges she faces is that there is a lot of competition in the surrounding area and that makes it difficult to earn good profits, but she does not give up because things always end up well. One of Adela's goals is to expand her store since it is very tight and isn't very appealing. Between laughs, Adela says "My small store needs a good makeover so it become presentable." Adela and the rest of the group is very grateful for the loan authorized by Kiva partner FRAC because a lot of times they don't have enough to invest in their activities but they will benefit a lot from this loan and be able to buy what they need. Efren plans to invest in used car parts; Miguel plans to buy cows, corn and feed; and Fernando plans to purchase sheep.
View original language description ↓
El grupo "Rancho el Caporal" esta integrado por tres hombres y una mujer pertenecer a una comunidda muy tranquila donde la mayoria de las personas se dedicana la crianza de animales como pollos, Guajolotes, tambien se dedican a trabajar en el campo. El grupo decidio ponerle a si ya que asi le llama el lugar donde ellos viven
Doña Adela quien es una integrante del grupo tiene 71 años de edad y es viuda por lo que esta viviendo sola en su casa aunque vive cercas de sus hijos, comenta que desde hace 15 años ella se dedica a la crianza de animales pero esta vez ha solicitado el credito para surtir su tienda ya que comprar todo lo que le hace falta para tenerla bien surtida, comprando detergentes, productos enlatados, leche, queso, azucar, huevo, pan, refrescos, etc.su tienda tiene ya trece años su tienda la tiene ubicada enfrente de un panteon por el momento no tiene nombre solo se ubica asi que esta enfrente de un panteon.
El desafio que presenta doña Adela es que tiene mucha competencia alredor y esto sele dificulta para obtener buenas ganacias, pero no se da porvencida ya que siempre terminan por cerrar.
Una meta de doña adela es ampliar su tienda ya que esta muy cerrada y no tiene buena presentacion entre risas Adela comenta "Mi changarrito necesita una buena mano de gato para que quede presentable"
Doña Adela y el resto del grupo estan muy agradecidos por el credito atorgado por parte de KIVA Y FRAC ya que muchas veces no tienen para invertir en su actividad, pero esto les beneficiara de mucho ya que podran comprar lo que les hace falta.
Don Efren invertira en piezas piezas viejas para autos, Don Miguel comprara vacas, maiz y alimento, Don Fernando invertira en borregos.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 19
    View loans »
    Mexico Loans Fundraising
  • $18,764,650
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Rancho Caporal Group's $7,025 loan helped a member to purchase detergents, canned goods, milk, cheese, sugar, bread, beverages, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2012
Listed
Apr 21, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012