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Mary Grace
This is Mary Grace, 45, a resident of Taguig City, Philippines. Her husband is Amos, a dentist. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for her everyday expenses.

Mary Grace operates a dental clinic. She manages their dental clinic's operation while her husband attends to the patients. They offer dental check ups, tooth extraction and other dental procedures. She also earns by selling direct selling products for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of 1,000 PHP in sales every day.

To help her continue operation of her business, she is requesting a 20,000 PHP loan. She will be utilizing the loan for the maintenance of her dental clinic and to buy supplies and materials needed in her business. She expects a boost in her business income as she expands her business.

Mary Grace dreams of expanding her business in the coming years. She faithfully meets up with her co-fellowship* members to share stories of her work every week and were she can also draw strength and inspiration from the word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 817
    View loans »
    Philippines Loans Fundraising
  • $63,360,225
    Funds lent in using Kiva
  • 42.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Mary Grace to pay for additional stock of supplies and materials needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Apr 18, 2012
Currency Exchange Loss:
Oct 15, 2012