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Jessica Maria
Jessica is married, and her children go to school. She is an industrial chemist, and has her own business renting canopies, chairs, tables and decorations for event celebrations, allowing her to have time to care for her children.

She started doing this with her life partner's encouragement, as they noticed that in the area where they lived there was no similar rental business. Perceiving an opportunity for the business, she started to buy merchandise with her own funds.

A difficulty has arisen, which is important for her to resolve. The demand is very great so she needs to invest in the purchase of pitchers, trays, tables, chairs, canopies, as well as tablecloths.

She has goals and plans both for the business and for her family's well-being. She considers it important to support her husband with the household expenses as they are still paying for their house.

She is grateful for the opportunity to be a part of the family of borrowers in the microfinance institution, which will work a great change in her life, in the form of the market opportunity she will have.
View original language description ↓
Jessica casada, tiene a sus hijos estudiando, su profesión es química industrial, tiene su propio negocio de alquileres de toldos, sillas, mesas y arreglos para celebraciones de ocasiones permitiéndole tener tiempo para atender a sus hijos. Iniciándolo por la motivación de su compañero de vida ya que notaron que el aria donde habitan no hay ningún negocio de alquileres detectando la oportunidad para el negoció con fondo propios empezaron a comprar la mercadería. Se le ha presentado una dificultad que es de importancia resolver ya que la demanda es muy grande por lo cual necesita invertir en la compra de: picheles, bandejas, mesa, sillas, toldos, y además manteles.Tiene metas y planes tanto para su negocio como para el bienestar familiar. Considera importante apoyar a su esposo con los gastos del hogar ya que todavía están pagando su vivienda. Agradece la oportunidad de pertenece a la familia de créditos de la micro-financiera que realizara gran cambio en su vida plasmándose en la oportunidad de mercado que obtendrá.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,828,400
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Jessica Maria to buy items for her business.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 20, 2012
Apr 20, 2012
Currency Exchange Loss:
May 17, 2014