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Maria Elena
Señora María, along with her husband, is a resident of the municipality of La Concepción. The plans she has for her family are to improve their living conditions.

Since Doña María was very young she has worked in the fields because that was where her parents had her working the land so that it would bear fruit and with this she would feed herself and her family.

Doña María faces a great financial situation with regard to the farm because she does not have the resources needed to be able to give the upkeep that is required for the cultivation of citrus fruits like the lemon and sweet and sour oranges, among others; and since this is the only source of income she has to be able to get ahead in life and bring food into her home. She wants the loan in order to buy fertilizers and supplies to use on the farm and get a good harvest.
View original language description ↓
La señora María , es habitante del municipio de la concepción , junto a su esposo , los planes hacia su familia es mejorar las condiciones de vida , doña María desde muy joven trabaja al campo ya que fueron sus padres quien le inculcaron trabajar las tierras para que dieran frutos y de esos se alimentara ella y su familia , doña María enfrenta una gran situación económica en cuanto al cultivo ya que no tiene los recursos necesarios para poderle dar el mantenimiento que requiere el cultivo de cítricos como el limón , naranjas dulces y agrias , entre otros ; ya que es la única fuente de ingresos que tiene para poder salir adelante y llevar comida a su hogar . El préstamo lo quiere para la compra de fertilizantes e insumos para aplicar al cultivo y logre sacar un cosecha buena .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Maria Elena to buy fertilizers and supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 31, 2012
Apr 20, 2012
Currency Exchange Loss:
Jul 18, 2013