Nery is 42 years old. She was born in Los Ríos, but she now lives in Guayaquil. She is married to José Mieles who is a taxi driver and they have a dependent child that goes to public school. She has always loved sewing. She has been sewing since she was a child. She learned the skill from her mother, who is a seamstress. When she got married, her husband supported her and she started her business by purchasing a sewing machine. She tells us that her profession is tiring as she works many hours. When she has a lot of work, she starts work at eight in the morning and doesn’t finish until eleven at night. When business is slow she is concerned as then they are only dependent upon the earnings of her husband, who is a taxi driver. Wintertime is more difficult as the rain and mud do not help either of their businesses. She would like this loan in order to buy a new sewing machine, fabrics, and thread in order to make clothes for the school year. Her plans for the future are to have a workshop, hire other workers and to have a better future for her child.
Nery tiene 42 años. Nació en Los Ríos pero actualmente vive en Guayaquil. Está casada con José Mieles quien es taxista y tienen un hijo menor que asiste a la escuela pública. Siempre le ha gustado la moda, desde muy pequeña aprendió ya que su mamá era costurera. Cuando se caso su esposo la apoyo y empezó su negocio comprando una máquina de coser. Nos cuenta que su profesión es cansada ya que no tiene horario. Cuando la producción es grande sus días empiezan a las 8 de la mañana y terminan a las 11 de la noche. Cuando la producción es baja se preocupa porque su economía recae en su esposo quien es taxista. En la temporada invernal es más difícil ya que el agua y lodo no ayudan en ambos negocios. El préstamo lo necesita para comprar una nueva máquina de coser, telas, hilos para la producción en la temporada escolar. Sus planes futuros es poner un atelier, dar empleo y brindarle un mejor futuro a su hijo.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.