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Shuhrat is a young family man; he has children and works together with his wife, Holiskhon, to support the family. Shuhrat's wife used to work outside the city limits, but because Shuhrat's health did not allow him to come with his wife, he remained at home and watched after the children. Shuhrat's profession is in high demand in his village; he is a welder and makes metal goods to-order and for sale. He used his savings to buy several heads of small livestock a few years ago and has been consistently taking this livestock to a pasture since then and using this income to add to the family's budget. He used a loan to buy one bull, and the earning from cattle also turned out to be good. Now, Shuhrat plans to buy another cow and fatten it up until he has large expenses because he had already sold his livestock several times and covered his expenses for family needs.
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Шухрат-молодой семьянин,имеет детей и вместе с женой Холисхон трудятся и содержат семью.Жена Шухрата работала за пределами города на заработках,но из-за того,что здоровье Шухрата не позволяла поехать с женой на заработки,он остался дома и присматривал за детьми.Его профессия очень востребована в его селении:он сварщик и производит металлические изделия на заказ и на продажу.Он накопляя свои сбережения несколько лет назад,купил несколько голов мелкого скота и с тех пор непрерывно пасет скот и этим доходом наполняет семейный бюджет.На полученный кредит он купил одного бычка и доходы от крупного скота тоже оказались хорошими.Теперь он планирует закупить по одному крупному скоту и откармливать его до тех пор,пока не будут крупные расходы,ведь он уже несколько раз продавал свой скот и покрывал свои расходы на семейные нужды.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 118
    View loans »
    Tajikistan Loans Fundraising
  • $29,861,275
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Shuhrat to buy a cow.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Apr 12, 2012
Currency Exchange Loss:
Oct 15, 2012