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Chea is a 51-year-old married woman who resides in Prey Chor district in Kompong Cham province. She is in the business of rice farming alongside her husband, who manages most of the maintenance in the rice field. Agriculture is the sole family income, which Chea uses to support her living and cover her daily expenses. She has been in the business for over 20 years and has experience. She has five children, all of whom are already married and have independent living.

Due to insufficient funds to renovate her house, Chea would like to acquire a loan to buy additional needed construction supplies to start building a new house so that it will secure her family and make them feel comfortable to live in. For the future, Chea anticipates to expand and strengthen her business to attain her goal.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 330
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Chea buy construction supplies for a new house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 15, 2012
Apr 17, 2012
Currency Exchange Loss:
Dec 27, 2012