Sharon is a 35-year-old married woman. She has three children ranging from 5 to 16 years old. She describes herself to be an outgoing innovative go-getter. She operates a restaurant where she sells food, tea, snacks and fruit. She has been involved in this business for five years and employs three staff members. Her business is located at a strategic business area and her primary customers are local residents. She describes her biggest business challenge to be the high price of ingredients. She will use the KES 20,000 loan to purchase a tent for outside catering. Her business goal is to run a big hotel within five years. She hopes that in the future, she will be the best outside caterer.