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Jahaira Katty
The “Sea of Progress” Community Bank meets every 15 days in the beautiful resort of San Mateo in the city of Manta. This place is known for its beautiful beaches, which are visited year around by local and foreign tourists. In this place most of the people are fisherman or do work involving the sea.
Here we meet Mrs. Jahaira, who is 21 years old, married, with one two year old child. Her husband is a fisherman.
Jahaira, in order to have her own earnings and help her husband with household expenses and the expenses of her young daughter, sells all types of clothes. She sells them door to door and also from her house. Her customers come to her house when they need some clothes or they need new merchandise. She goes out to sell her items three days a week, mostly in the mornings as that is when her mother can care for her child. This is how she can easily do her work. She gives layaway to the customers that she knows well and she collects their payments every eight days. She buys her merchandise in Guayaquil as she needs it. She has been doing this job for the past year and it is going well.
With this loan she will buy uniforms and underclothes for children. She has been a member of the community bank for the past two years and she welcomes the help of the loans they offer. Her dream is that her daughter never lacks anything, ever.
View original language description ↓
El Banco Comunal Progreso Del Mar se reúne cada 15 días en el hermoso balneario de San Mateo en la ciudad de Manta, conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, en este lugar la mayoría de los habitantes se dedica a la pesca y a las faenas del mar.

En este lugar conocimos a la señora Jahaira, tiene 21 años de edad, está casada y de esta relación tienen una niña de dos años de edad. Su esposo se dedica a la pesca.

Ella para poder ganar algo por su cuenta y con esto ayudar a su esposo con los gastos de la casa y de su pequeña hija, se dedica a la venta de ropa de todo tipo, su forma de venta es puerta a puerta y también vende en su casa lugar hasta donde llegan sus clientes cuando necesitan de alguna prenda o cuando lleva mercadería nueva, ella sale a recorrer tres días a la semana más que todo en las mañanas ya que a esa hora su mamá le cuida a su niña y así ella puede realizar sus ventas más cómodamente, deja a crédito a sus clientes más conocidos y cobra cada 8 días. Su mercadería la va a comprar a Guayaquil de acuerdo a lo que necesite. Lleva un año que se dedica a esta actividad y le va muy bien.

Este crédito lo va emplear en comprar uniformes y ropa interior para niños. Está en el Banco Comunal desde hace dos años y le gusta por la ayuda que le brindan los créditos.

Su sueño es que a su hija no le falte nunca nada.

About Ecuador

  • $10,200
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Jahaira Katty to buy uniforms and underclothes for children.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2012
Listed
Apr 20, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012