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Nancy Marisol
The “Sea of Progress” Community Bank meets every 15 days in the beautiful resort of San Mateo in the city of Manta. This place is known for its beautiful beaches, which are visited year around by local and foreign tourists. In this place most of the people are fisherman or do work involving the sea.
Here we meet Mrs. Nancy, 43 years old, married with two grown children. They live with her even though one is married and lives with his wife. Her husband is a fisherman.
Nancy, in order to earn income, sells products though catalogues such as Avon and Esika (beauty items, perfumes and feminine accessories). She also sells clothes. She works everyday, mostly in the mornings, as the mornings are easier to make her rounds. She sells door to door. When she gets an order she offers layaway plans. She collects the payments weekly. She has been doing this work for the past 13 years. It has been going well and she has a strong customer base. She mostly sells cosmetics and perfumes.
With this loan she will buy clothes, perfume, jewelry, cosmetics and creams. She has been part of the community bank for the past thirteen years. She appreciates the assistance of the loans.
Her dream is to grow her business.
View original language description ↓
El Banco Comunal Progreso Del Mar se reúne cada 15 días en el hermoso balneario de San Mateo en la ciudad de Manta, conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, en este lugar la mayoría de los habitantes se dedica a la pesca y a las faenas del mar.

En este lugar conocimos a la señora Nancy, tiene 43 años de edad, está casada y de esta relación tienen dos hijos los mismos que ya son mayores de edad, pero aun viven con ella a pesar de que uno de ellos está casado y vive con su esposa. Su esposo se dedica a la pesca.

Ella para ganar algo por su cuenta se dedica a la venta de productos por catálogos de Avon y Esika (artículos de belleza, cosméticos perfumería y accesorios para damas) y ropa, trabaja todos los días más que todo en las horas de la mañana ya que a esas horas le resulta más fácil realizar sus recorridos, su forma de venta es puerta a puerta y bajo pedido, deja a crédito y cobra semanalmente, ya son 13 años que viene dedicada a este tipo de ventas y le ha ido muy bien ya que tiene bastante clientela. Lo que más vende son los cosméticos y los perfumes.

Este crédito lo va a emplear en comprar ropa, perfumes, bisutería, cosméticos y cremas. Está en el Banco Comunal desde hace 13 años y le gusta por la ayuda que le dan con los créditos.

Su sueño es seguir aumentado su negocio.

About Ecuador

  • $10,200
    Average annual income
  • 17
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Nancy Marisol to buy clothes, perfumes, jewelry, cosmetics and creams.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2012
Listed
Apr 20, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012