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Eugenia Antonia
Eugenia is a resident of Ticuantepe municipality. Together with her family, her future plan is to improve their living conditions. One of the projects for 2012 is to begin to construct a room for her children. Her husband works for a private business to support the household expenses. For several years, Eugenia has worked for a business, but her salary isn't sufficient to invest in all the construction materials at one time. With the previous loan, she was able to buy gravel and sand. Now she needs to purchase iron, cement, blocks, and other materials to begin construction, but she doesn't have the economic resources necessary for the investment. She would like the loan to purchase the construction materials. She is grateful for the trust and confidence offered to her so that she can improve her quality of life and complete her goals.
View original language description ↓
La señora Eugenia es habitante del municipio de Ticuantepe , junto a su familia , los planes hacia un futuro es mejorar las condiciones de vida , ya que uno de sus proyectos para este 2012 es iniciar un cuarto para sus hijos , su esposo labora en una empresa privada para apoyarle con los gatos del hogar , doña Eugenia desde hace varios años labora para un empresa , pero su sueldo no le ajusta para poder invertir de una sola en todos los materiales de construcción , con el préstamo anterior logro comprar piedras y arena , ahora necesita compra hierro , cemento , piedrín , entre oros materiales para iniciar la construcción , pero no cuenta con los recursos económicos necesarios para la inversión . El préstamo lo quiere para la compra de materiales de construcción Agradece la confianza que le brinda para mejorar su calidad de vida y cumplir sus metas.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Eugenia Antonia to purchase construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 23, 2012
Apr 20, 2012
Currency Exchange Loss:
Nov 15, 2012