Mujeres Del Campo Group
Update on Mujeres Del Campo GroupSanta Pascuala is 32 years old and has a son, who is currently in school. She sells office supplies and basic household goods from her store, which she started 11 years ago using a small loan.
Santa Pascuala decided to organize a loan group in order to expand her store. She plans to stock more products: juice, soda, fruit, sugar, canned food, candy, etc. The other group members engage in a number of income-generating activities, such as general sales, fruit and vegetable vending, embroidery and tailoring, and animal husbandry. In the future, the group members hope to improve their income and businesses.
Decide organizar un grupo para poder solicitar un préstamo y ampliar su tienda, va a comprar más productos: jugos, aguas gaseosas, frutas, azúcar, jugos en lata, comida en lata, golosinas, dulces, etc. Las demás integrantes del grupo se dedica a diversas actividades: Atención a tienda, venta de frutas y verduras,, venta de mercería, bordado de blusas, tejido de sabanas y servilletas y a la crianza de animales. En el futuro esperan ver su negocio aun mayor y con mejores ganancias.
Previous Loan DetailsSanta Pascuala is 31, has one S. in school and works at home as well as selling basic items in a small store. She began her sales with a prior loan and has run her business for the last 10 years. Now Santa Pascuala has organized a group loan and hopes to grow her working capital for her store.… More from Mujeres Del Campo Group's previous loan »
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid