Kyalo is a 41-year-old married man. He has 4 children with ages ranging from 8 years to 16 years. He describes himself to be honest and aggressive. He operates a retail store where he sells bread and milk. He has been involved in this business for 12 years. His business is located within a fast growing slum and his primary customers are local residents. He describes his biggest business challenge to be the fluctuating prices of bread and its high prices.
He will use the Kes 15,000 loan to buy more milk and bread. His business goal is to be a supplier. He hopes that in the future, he will provide his children with the best education by paying school fees for them.