Mao is 38 years old and lives with his 42-year-old wife, Ruos, in the suburb of Phnom Penh. They have been married since 1993 and have two young children, a son and a daughter.
Mao is a construction worker and his wife is a cleaner for a factory. He is applying for his first loan of $800 to buy a motorbike to get to work.
Currently, Mao commutes to work by asking his neighbors for a ride. With a motorbike, he will have his own transportation and will no longer need to ask his neighbors for a ride to work.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.