Lay (in the photo), age sixty-one, is a farmer. Her husband stays at home. She has two sons and one daughter. One has full-time employment, one is a security guard and another one is a soldier. The family lives in a village about eight kilometers from Phnom Penh City.
Lay grows banana, papaya and mango. She is requesting her first loan of an amount of $700 to buy a motorbike for her son who is a security guard so he can get to work.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.