Corazón De Jesús (Cuenca) Group
They are kind and nice. They live in the Valle en Cuenca parish, a place where the scenery is beautiful, the people are kind, and they maintain the culture and traditions of their towns.
One of the members of this group is Ana María. She is 42 years old, married, and has four children ages 25, 23, 21 and 12. Her eldest child works to pay his personal expenses. Her next two children are married and live independently. Her youngest child is studying in a schoolhouse in the city.
Her husband is a chauffeur and works at loaning out his services. They own their home.
Since Ana María was very young she has worked half the day as a domestic employee and for five years she has dedicated her attention to her store, where she works from Sunday to Sunday without a fixed schedule. She also raises pigs, chickens and guinea pigs, which she sells in her community.
She has been a member of the community bank for seven years and she will invest her new credit in the purchase of staple products to stock her store.
Her goal is to increase her business.
On this occasion, the mother of one of the members is included in the photo. She is the one who is seated in the first row wearing a blue skirt, a sky-blue blouse, and a white jacket.
Una de las socias de este grupo es la Señora. Ana María, tiene 42 años, es casada y en su unión conyugal ha concebido 4 hijos de 25, 23, 21 y 12 años de edad, su primer hijo trabaja para sus gastos personales, sus dos hijos siguientes son casados y viven independientes, su último hijo está estudiando en una escuelita de la ciudad. Su esposo es de profesión chofer y labora prestando sus servicios, la casa en la que vive es de su propiedad.
La Señora. Ana María desde muy joven labora medio día como empleada domestica y hace 5 años se dedica a la atención de su tienda en donde labora de domingo a domingo sin un horario fijo. También cría cerdos, pollos y cuyes los que vende en su comunidad.
Es socia del banco comunal hace 7 años y su nuevo crédito lo va a invertir comprando productos de primera necesidad para surtir su tienda.
Su mea es agrandar su negocio.
En esta ocasión en la foto nos acompaña la mamá de una de las socias, la misma que se encuentra sentada en la primera fila con falda azul, blusa celeste y saco blanco.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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