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Djiguiya Group
In this Group: Domba , Djeneba , Malado , Aïssa , Aya , Malado , Amina , Minata , Alima
All married and in large traditional families, the nine women of the Djiguiya group are on average 38 years old with 4 children. They all live in the village of Cinzara in the region of Ségou (4th administrative region of Mali) and met through neighborhood, marriage and family ties. They buy and sell milk in all its forms.

With the goal of increasing their business, the members of the group are on their first loan in solidarity with Soro Yiriwaso. Madam Malado (the second seated person from right to left) plans to use her loan to buy 150 litres of fresh milk from the cooperatives of breeders in San. After having boiled the milk, she sells retail for cash and credit to a clientèle that consists of men and women. With this loan, Madam Malado hopes to make an average monthly profit of 35,000 FCFA which will be used to reinvest in her business and take care of the needs of her home.
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Toutes mariées dans des familles traditionnelles élargies, les neuf femmes du groupe Djiguiya ont en moyenne 38 ans et 4 enfants. Elles habitent toutes le village de Cinzara dans la région de Ségou (4ème région administrative du Mali) et se sont connues à travers des liens de voisinage, de mariage et de parenté. Elles font essentiellement l’achat et la vente de laits sous toutes ses formes.
Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont intégré Soro Yiriwaso et sont à leur 1er prêt solidaire.
Madame, Malado (2 eme assise de la droite vers la gauche) compte utiliser son prêt pour acheter, 150 litres de lait frais auprès des coopératives de éleveurs de San. Après avoir bouillie le lait, elle vend au comptant, en détail et à crédit à une clientèle composée d’hommes et de femmes.
Avec ce prêt, Madame Malado espère réaliser un bénéfice mensuel moyen de 35.000 FCFA qui sera utilisé pour être réinvesti dans l’activité et prendre en charge des besoins du foyer.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 35
    View loans »
    Mali Loans Fundraising
  • $11,410,125
    Funds lent in using Kiva
  • 502.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD