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Secundino Antonio

Update on Secundino Antonio

Secundino, 63, is the father of five lovely children, one of whom is still in his care. He works as a security guard, which is a job requiring much sacrifice and responsibility. He also has an extra income because he is retired. His goal up until now has been to improve his house, and with the support of the institution and his wife, has been able to fix up the house.

He plans to use this loan to finish the wall around the house, and will buy the following construction materials: blocks, sand, gravel, cement, iron, rulers, etc. Secundino is grateful for the unconditional support of Kiva and Afodenic. With his previous loans he has been able to expand his humble dwelling and give his family more safety.
View original language description ↓
El señor Secundino de 63 años de edad, padre de cinco hermosos hijos, de los cuales solo uno de ellos depende de el. Tiene como oficio el ser guarda de seguridad trabajo de mucho sacrificio y responsabilidad. Ademas de contar con el ingreso extra por ser el ya jubilado. Su objetivo hasta el dia de hoy ha sido el ir mejorando su vivienda y con el apoyo de la institucion y el de su señora esposa han logrado las mejoras que se han propuesto a su hogar. Con este ciclo de prestamo llevara a cabo la terminacion del muro de su hogar. Lo que comprara los siguientes materiales de construccion: bloques, arena, piedrin, cemento, hierro, reglas entre otros. Secundino agradece el apoyo incondicional de Kiva y Afodenic. Logrando con los anteriores creditos y este nuevo ampliar su humilde hogar y ofrecerle a los suyos una seguridad mas solida.

Previous Loan Details

For the past four years Mr. Secundino has been selling fruits and vegetables. He began this small business when he retired. His wife also has a small business selling used clothes. In other words, both of them help to pay for their basic and personal expenses. Mr. Secundino would like to improve... More from Secundino Antonio's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 23.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Secundino Antonio to finish a wall.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 31, 2012
Apr 18, 2012
Currency Exchange Loss:
Feb 15, 2013