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Cinthia Rumina
Cinthia is a married young woman. She and her husband help one another so that they can make constant progress and move forward. Her husband works as a bricklayer while she sells groceries. Their small family currently lives in the city of Ica, Peru, which experiences constant earthquakes and heavy rains. Many of those who have had to face these challenges have been affected in different ways.


Cinthia has plenty of drive to succeed and grow in her micro-enterprise. This is why she decided to set up a small grocery store in front of her house, which generates the daily income she needs and provides her with something to do all day. Cinthia believes her business is starting to grow, so she tries to keep her shop well-stocked as much as she can. She says that thanks to a relative who also has a grocery store, she learned how to manage her business.


With the assistance being provided, Cinthia will be able to finish installing a raised floor in her small shop. This will enable her products to avoid contact with the ground, which will make her customers feel more secure and happy when shopping in her store. As a result, her income will increase, thus allowing her to install a roof on her shop made of solid material. In addition, Cinthia will gradually be able to fulfill her great dream of finishing the construction of her house.

View original language description ↓
Cinthia es una joven mujer casada, que junto a su esposo se apoyan mutuamente con el fin de progresar y salir adelante constantemente. Su esposo se dedica a laborar como albañil mientras que ella se dedica a la venta de abarrotes. Actualmente esta pequeña familia vive en la ciudad de Ica, Perú, la cual ha sufrido constantes terremotos y lluvias, lo que los ha llevado a enfrentar este tipo de retos, ya que muchos de estos los afectaron de distintas maneras.

Cinthia tenía muchas ganas de superarse y desarrollarse como microempresa, es por eso que decidió tener una pequeña bodega en el frontis de su casa, lo que le ha permito generar los ingresos diarios que necesita y laborar todo el día. Ella cree que su negocio está empezando a crecer debido a que siempre ha tratado de tener su bodega lo mejor surtida posible. Cinthia nos comenta que fue gracias a un familiar, el mismo que tiene una bodega también, que aprendió sobre cómo manejar la bodeguita.

Gracias al apoyo que se le está brindando, Cinthia podrá terminar poner el falso piso a su pequeña bodega, lo que le permitirá que sus productos ya no tengan ningún tipo de contacto con la tierra, es así también como los clientes se sentirán más seguros y felices de comprar en su tienda, lo que le permitirá incrementar sus ingresos y de esa manera techar la bodega de material noble y así poco a poco llegar a cumplir su gran sueño, terminar de construir su casa por completo.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $54,500,125
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Cinthia Rumina to finish the installation of a raised floor in her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 30, 2012
Listed
Apr 20, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013