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Julieta runs an agricultural business in the village of Tsovagyugh, in the Sevan area. She and her husband breed cows, sheep and chickens, and are engaged in bee-keeping. Julieta sells the milk to a dairy company and the meat to a butcher shop. She says that bee-keeping takes a lot of work and time but she likes to produce a high quality honey for her family. Sometimes she sells some of the honey to her neighbors, as well. Thanks to their agricultural business, Julieta and her husband provide for their family.

Julieta is 55 years old. Her children are married adults and live separately from their parents. Julieta is seeking a 350.000 AMD loan to buy a large lot of fodder for her farm animals.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 115
    View loans »
    Armenia Loans Fundraising
  • $14,056,400
    Funds lent in using Kiva
  • 391.1
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Julieta to buy a large lot of fodder for her farm animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 6, 2012
Apr 14, 2012
Currency Exchange Loss:
May 17, 2013