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Berthi is a 37-year-old single lady. She is living with her father and cousins. She is the breadwinner in her family and is responsible for taking care of her father and covering her cousin’s schooling fees. Therefore, Berthi runs a kiosk business. She has been running the kiosk business for years.

To generate more income, Berthi plans to expand her kiosk business with more stock. Berthi got information that TLM provides loans for those who have small businesses. She then submitted a loan application and requested a loan of 4,500,000 Indonesian rupiah from TLM. She would like to spend the loan on kiosk stock such as soft drinks, snacks and nine daily basic items. She is expecting the loan to help her generate a better income for her family.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 23
    View loans »
    Indonesia Loans Fundraising
  • $5,199,250
    Funds lent in using Kiva
  • 9,169.5
    Indonesia Rupiahs (IDR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $500 helped Berthi to purchase kiosk stock such as soft drinks, snacks and nine daily basic items.
96% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 27, 2012
Apr 14, 2012
Currency Exchange Loss:
Sep 17, 2014