Khom (in the photo), age thirty-nine, is divorced. He lives with his elderly mother in a village about 15 kilometers from Phnom Penh City.
Khom is a policeman. He is applying for his first loan of $1,300 to buy a motorbike for commuting.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.