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Shirley Maribel
The Virgen Del Mar communal bank meets every two weeks in the beautiful resort of San Mateo in the city of Manta, known for its beautiful beaches that are very popular year-round with tourists from around the country and abroad. In this place, the majority of the inhabitants fish and make their living from the sea.

In this place lives Shirley, 23 years old. She has been in a common-law marriage for a short time, and still has no children, but she hopes to have a baby very soon. Her husband is a fisherman.

She learned beauty at an academy in the town some years ago, since she has always liked to earn something of her own. This is why, using what she learned at the beauty academy, she currently does personal appearance and beauty work. She works in her home as well as in her customers' homes, and she does a variety of jobs such as haircuts, hair dyeing, and painting nails, among others. She tells us that her customers call her on the telephone and later she visits them to do the work that they need. She has been doing this work for more than 5 years, and it is going very well for her.

She is going to use this loan to buy dyes, nail polish, and certain tools that she still needs such as brushes, scissors, and other products. She has been in the communal bank for four years, and she likes it because the interest rates are low compared to the other banks.

Her dream is to one day have a great beauty salon.
View original language description ↓
El Banco Comunal Virgen Del Mar se reúne cada 15 días en el hermoso balneario de San Mateo en la ciudad de Manta, conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, en este lugar la mayoría de los habitantes se dedica a la pesca y a las faenas del mar.

En este lugar vive la señora Shirley, tiene 23 años de edad y mantiene una relación de unión libre hace poco y aun no tiene hijos pero espera muy pronto tener un bebé. El marido se dedica a la pesca.

Ella aprendió belleza en una academia de la localidad hace unos años atrás, como siempre le ha gustado ganarse algo por su cuenta es así que con lo aprendido en la academia de belleza en la actualidad se dedica a realizar trabajos de arreglo personal y belleza, ella trabaja tanto en su casa como a domicilio y realiza diversidad de trabajos como cortes de cabello, tinturados, pintado de uñas, entre otras cosas, nos cuenta que a ella sus clientes la llaman por teléfono y al rato ella las visita para realizarles los trabajos que ellas necesitan. Lleva más de 5 años realizando esta labor y le va muy bien.

Este crédito lo va a emplear para comprar tintes, esmaltes y ciertas herramientas que aún le faltan como cepillos, tijeras entre otros productos. Lleva cuatro años en el Banco Comunal y le gusta porque los intereses son bajos en relación a los otros bancos.

Sus sueños son tener algún día un gran salón de belleza

About Ecuador

  • $10,200
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $23,920,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Shirley Maribel to buy dyes, nail polish, brushes, scissors, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2012
Listed
Apr 18, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012