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Daisy Francisca
The "Virgen Del Mar" communal bank meets every two weeks in the beautiful seaside resort of San Mateo in the city of Manta. It is known for its lovely beaches, which are very popular year-round with tourists from around the country and abroad. Here the majority of the inhabitants fish, and make their living from the sea.

This is where we met Daysi. She is 23, married, and has two children, ages 17 and 5. The youngest goes to a local school. Her husband is a fisherman.

She is a very good housewife, who in order to earn her own income and help her husband with the household expenses, sells Yanbal beauty products such as cosmetics, perfumes, and ladies' accessories. She works three days a week, from two to three hours a day. She sells her products on credit, and collects weekly. She has been doing this work for more than 10 years, so she has a good clientele who always buy from her.

This loan is to buy perfumes, creams, cosmetics, and other products. She has been part of the communal bank for 12 years, and likes it because the payments are easy to make.

Her dream is to have a new boat so that her husband can do his fishing.
View original language description ↓
El Banco Comunal Virgen Del Mar se reúne cada 15 días en el hermoso balneario de San Mateo en la ciudad de Manta, conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, en este lugar la mayoría de los habitantes se dedica a la pesca y a las faenas del mar.

En este lugar conocimos a la señora Daysi, tiene 35 años de edad, está casada y de esta relación tienen dos hijos de 17 y 5 años de edad, el menor estudia en una escuela de la localidad. Su esposo se dedica a la pesca.

Ella es una muy buena ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo en los gastos del hogar se dedica a la venta de productos Yanbal (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas al día, ella deja sus productos a crédito y cobra cada ocho días. Tiene más de 10 años que se dedica a esta actividad por lo cual cuenta con buena clientela que siempre le compran.

Este crédito es para comprar perfumes, cremas, cosméticos, entre otros productos. Lleva más de 12 años en el Banco Comunal y le gusta porque los pagos son fáciles de hacer.

Sus sueños son tener una lancha nueva para que su esposo realice sus faenas de pesca.

About Ecuador

  • $10,200
    Average annual income
  • 21
    View loans »
    Ecuador Loans Fundraising
  • $22,604,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Daisy Francisca to buy perfumes, creams, cosmetics, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 28, 2012
Listed
Apr 18, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012