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Zaruhi is thirty-three. She lives in Ayntap village with her husband, children, husband's brother and father-in-law. The family's main income comes from agriculture: cattle breeding and land cultivating.

Zaruhi has applied for this loan to develop the farm. With the requested amount she plans to purchase rabbits and renovate the barn. This loan will help Zaruhi to get more income from agriculture, which will help her to ensure financial stability for her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Zaruhi to buy rabbits and renovate the barn.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 3, 2012
May 1, 2012
Currency Exchange Loss:
Feb 20, 2015