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Update on Napisa

Bai Tushum and Partners expresses gratitude to all Kiva lenders who helped Napisa obtain her first Kiva loan, which was used as intended and repaid.

She was able to broaden the assortment of goods and obtain new customers.

Now Napisa has applied for a loan of KGS 80,000 to continue to broaden her assortment of goods and raise her turnover.

Revenues from this loan will be used for purchasing materials for her house reconstruction.

Previous Loan Details

Napisa J. is 55 years old, single, and has three children. She was born into a low-income family of farmers and helped her parents in the household: she milked cows, pastured the cattle, and looked after her younger siblings. When Napisa was 15, she was given in marriage in accordance with antiqu... More from Napisa's previous loan »

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,958,050
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Napisa to broaden her assortment of goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 30, 2012
Apr 14, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Napisa. It was first posted on Kiva on Nov, 2010. Learn More