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Thavy, 37, is married and resides with her husband and four children in Kampong Cham Province, Cambodia.

She has been selling fish for over 20 years, earning approximately USD 11 per day. Her husband runs a business of purchasing horses to resell and earns about USD 5 per day. Two of her children are employed. They are a construction worker and a horse cart runner. They earn about USD 5 per day.

In order to improve her family’s livelihood, Thavy is requesting a loan of USD 1,000 to raise capital in her husband’s business for purchasing horses to resell. By doing so, her husband would generate more profit to support the family.

In the future, she would like to use the further profit to expand her husband’s business and help her children get bachelor’s degrees. Moreover, she hopes to rebuild her present house to make it bigger and more comfortable for her family’s living.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 49
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Thavy to raise capital in her husband's business for purchasing horses to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 12, 2012
Apr 14, 2012
Currency Exchange Loss:
Mar 15, 2013