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María Ángela
María Ángela, 56, lives in her own house with her beloved family. María works baking and selling bread. Her business is home-based and with much effort has managed to keep it in operation for many years. She’s been offering delicious types of bread like: pineapple jelly filled “semitas” [sweet loaves with a texture similar to that of Kaiser rolls], pastries, “salpores de arroz y almidón” [type of cookie similar to shortbread] to mention just a few of her specialties.

Many people prefer her because she’s a kind, hardworking, hygienic and very charismatic woman. She’s worked her entire life to support her family since they are the most important and what gives her the strength to carry on.

She’s decided to ask INTEGRAL for this loan to buy raw materials to make the delicious sweet bread she makes every morning. She will use the loan to buy flour, sugar, cinnamon, food coloring, milk, eggs, margarine and shortening. She does all this aiming at reaching higher sales and income levels leading to improved quality of life for her and her family.
View original language description ↓

María Ángela de 56 años de edad, vive en su propia casa junto a su querida familia. María se dedica a la producción y venta de pan. Su negocio está establecido en su hogar de residencia que con mucho esfuerzo ha logrado mantener durante muchos años, ya son varios años de ofrecer delicias de pan como semitas rellenas de jaleas de piña, reposterias, salpores de arroz y almidon, por mencionar algunas de sus especialidades. Muchas personas la prefieren por ser una mujer muy amable, trabajadora, higiénica y muy carismática. Ella ha trabajado toda su vida para sacar adelante a su familia ya que es lo más importante y es quien le da las fuerzas para seguir luchando. Ha tomado la decisión de solicitar este crédito a INTEGRAL con el fin de comprar la materia prima para la elaboración del delicioso pan dulce que cada mañana prepara. Con él crédito piensa comprar insumos como: harinas, azucares, canela, colorantes, leche, huevos, margarinas y mantecas. Todo esto lo hace con el fin de lograr mejores niveles de venta e ingresos que por consecuencia lleven a mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 656
    View loans »
    El Salvador Loans Fundraising
  • $25,044,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped María Ángela to buy supplies for her bakery.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 31, 2012
Apr 18, 2012
Currency Exchange Loss:
Oct 25, 2013