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Lodovina Lucas
Lodovina Lucas was born in the district of Manjacaze in the province of Gaza in southern Mozambique. She is single and is the mother of one son who is in school. She studied through the seventh grade but stopped due to her parents' lack of financial resources. She lives in her own home with her family and also supports five nieces and nephews who live with her.

She left Manjacaze for Maputo in the district of Boane in search of employment. She has worked as a writer at the central prison for more than 26 years. She also has had a business for more than seven years. She makes 4,556.86 meticals at the prison and almost 5,000 at her business. She puts this money towards her home's expenses and also saves some in her bank account at the BCI bank.

She has had loans with BCI, which she put towards her home and managed to pay back without any problems. She became familiar with Hluvuku through a friend who is also a client of the institution. This is her second loan with Hluvuku in the amount of 16,000 meticals. She will use it to buy chairs to resell. Her previous loan was for 16,000 meticals, and she put it towards her home.

She promises to make her payments on time. In the future, she wants to grow her business and finish her home, for which she plans on requesting more loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Manjacaze, Província de Gaza, Sul de Moçambique, solteira e mãe de 1 filho que frequenta a Escola. Fez a 7ª classe e parou por falta de condições financeiras pela parte dos pais, vive na casa própria com a sua família e sustenta mais 5 sobrinhos que vivem com ela.


Saiu de Manjacaze para Maputo no Distrito de Boane a procura de emprego. Trabalha como escritora da cadeia central há mais de 26 anos e também negociante há mais de 7 anos e tem um salário de 4.556.86mt e um rendimento de cerca de 5.000.00mt,, que aplica nas despesas de casa e poupa algum na sua conta bancária (BCI).

Já teve empréstimos no BCI aplicado na habitação e conseguiu pagar sem dificuldades. Conheceu a Hluvuku através de uma amiga que também é cliente desta instituição. Este é o seu segundo empréstimo na Hluvuku no valor de 16.000.00mt, com qual pretende comprar cadeiras para revenda. O empréstimo anterior foi de 16.000.00mt, aplicados na habitação.
Compromete se a pagar devidamente e no futuro pretende fazer crescer o negócio e concluir a sua casa, para tal tenciona solicitar mais empréstimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 103
    View loans »
    Mozambique Loans Fundraising
  • $2,556,750
    Funds lent in using Kiva
  • 28.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Lodovina Lucas to buy chairs for resale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2012
Listed
Apr 6, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 19, 2013