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Irene José
Irene José was born in the city of Maputo in the province of the same name in southern Mozambique. She is divorced and is the mother of seven children, one of whom is in school. The others are already adults. She studied through the third grade but stopped due to her parents' lack of financial resources. She lives in her own home with her family and also supports three of her grandchildren that live with her.

She has had a business selling food for more than five years. She makes almost 6,000 meticals, which she puts towards her home's expenses. She also saves some in her bank account in the BIM bank.

She has never had a loan with another bank. She became familiar with Hluvuku through a friend who is also a client of the institution. This is her second loan with Hluvuku in the amount of 10,000 meticals, which she will use to buy products to increase her quantity of merchandise (oil, soft drinks, flour, rice, juice, etc.). Her previous loan was for 5,000 meticals, which she put towards her business.

She promises to make her payments on time. In the future, she wants to expand her business and improve her family's living conditions, for which she plans to request more loans from Hluvuku.
View original language description ↓

Nasceu na Cidade de Maputo, Província de mesmo nome, Sul de Moçambique, Divorciada e mãe de 7 filhos dos quais 1 frequenta a Escola e os outros já maiores de idade. Fez a 3ª classe e parou por falta de condições financeiras pela parte dos pais, vive na casa própria com a sua família e sustenta mais 3 netos que vivem com ela.


É negociante há mais de 5 anos dedica-se a venda de produtos alimentares e tem um rendimento de cerca de 6.000.00mt, que aplica nas despesas de casa e poupa algum na sua conta bancária (BIM).

Nunca teve empréstimos noutros, conheceu a Hluvuku através de uma amiga que também é cliente desta instituição. Este é o seu segundo empréstimo na Hluvuku no valor de 10.000.00mt, com qual pretende comprar produtos para aumentar a quantidade da sua mercadoria (óleo, refrescos, farinha, arroz, sumos, e outros). O empréstimo anterior foi de 5.000.00mt, aplicado no negócio.
Compromete se a pagar devidamente e no futuro pretende ampliar o seu negócio e melhorar as condições da sua família, para tal tenciona solicitar mais empréstimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 47
    View loans »
    Mozambique Loans Fundraising
  • $2,634,975
    Funds lent in using Kiva
  • 28.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Irene José to increase her inventory by buying oil, soft drinks, flour, rice, juices, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2012
Listed
Apr 6, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012