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Aventina Jose
Aventina Jose was born in the district of Manjacaze in the province of Gaza in southern Mozambique. She is married and is the mother of four children, all of whom go to school. She studied through the sixth grade and stopped due to her parents' lack of financial resources. She lives in her own home with her family and doesn't support anyone besides them.

She left Manjacaze for Maputo in the district of Boane when she got married. She has had a business selling various products for more than five years. She has an income of 12,000 meticals, which she puts towards her home's expenses. She also saves some in her bank account at the BIM bank.

She has never had a loan with another bank. She became familiar with Hluvuku through a friend who is also a client of the institution. This is her second loan with Hluvuku in the amount of 15,000 meticals, which she will use to buy construction materials for her home (cement, sand, stone, iron, etc.). Her previous loan was for 15,000 meticals, and it was applied to her home.

She promises to make her payments on time. In the future, she wants to finish her home and furnish it, for which she plans on requesting more loans from Hluvuku.
View original language description ↓
Nasceu no Distrito de Manjacaze, Província de Gaza, Sul de Moçambique, casada e mãe de 4 filhos todos frequentam a Escola. Fez a 6ª classe e parou por falta de condições financeiras pela parte dos pais, vive na casa própria com a sua família e não sustenta mais ninguém.


Saiu de Manjacaze para Maputo no Distrito de Boane quando casou. É negociante há mais de 5 anos dedica-se a venda de produtos diversos e tem um rendimento de cerca de 12.000.00mt, que aplica nas despesas de casa e poupa algum na sua conta bancária (BIM).

Nunca teve empréstimos noutros bancos, conheceu a Hluvuku através de uma amiga que também é cliente desta instituição. Este é o seu segundo empréstimo na Hluvuku no valor de 15.000.00mt, com qual pretende comprar material de construção para a obra da sua casa (cimento, areia, pedra, ferro, e outros). O empréstimo anterior foi de 15.000.00mt, aplicados na habitação.
Compromete se a pagar devidamente e no futuro pretende concluir a sua casa e mobilar, para tal tenciona solicitar mais empréstimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 89
    View loans »
    Mozambique Loans Fundraising
  • $2,536,325
    Funds lent in using Kiva
  • 28.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Aventina Jose to buy cement, sand, stone, iron, etc., for the continued construction of her home.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2012
Listed
Apr 6, 2012
Currency Exchange Loss:
Possible
Ended:
Sep 17, 2013