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Ani, 22, lives in Pshatavan village with her husband, two children, and in-laws. The family's main income comes from farming. They have established a grape vineyard. To develop more profitable agriculture, Ani has decided to start breeding cattle. This loan would enable her to purchase three cows and implement her plan.
Ani expects to increase her income, which she plans to invest in farming. In particular, she wants to purchase stakes for the grape vineyard.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 159
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Ani to pay for three cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 20, 2012
May 1, 2012
Currency Exchange Loss:
Jan 17, 2014