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Elmira is 27 years old, married, and raising a three-year old daughter. In the search of a source of income for her family, since 2005 Elmira launched a livestock business, with a starting capital of 30,000 KGS. Thanks to Elmira’s hard work, her livestock currently includes three cows, three calves, and one horse, which allows her to earn a monthly profit of 15,000 KGS.

In order to continue growing her business , Elmira turned to “Bai Tushum & Partners” for a loan in the amount of 100,000 KGS in order to buy bulls for fattening and resale. Elmira plans to use the revenues from her loan for a further increase of her livestock.
View original language description ↓
Эльмире 27 лет, замужем, воспитывает дочку 3 лет. В поисках дохода для своей семьи, Эльмира с 2005 года занимается животноводством, начав этот бизнес с суммы 30,000 сом (KGS). Благодаря упорному труду Эльмиры в ее хозяйстве на сегодняшний день имеется 3 коровы, 3 теленка, 1 лошадь, что позволяет ей иметь 15,000 сом ежемесячной прибыли.
В целях дальнейшего развития своего бизнеса, Эльмира обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку бычков на откорм и перепродажу. Доходы от кредита Эльмира планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,150 helped Elmira to purchase cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 30, 2012
Apr 6, 2012
Currency Exchange Loss:
Feb 15, 2013