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Wilson Israel
Wilson is a 25-year-old gentleman who lives in Santo Domingo, the fourth largest city in Ecuador. Its population is rapidly growing and there is a great deal of trade that takes place at the wholesale livestock markets. The average temperature is around 25.5°C, but sometimes it gets up to 38 °C. The entire province of Santo Domingo de Los Tsáchilas lies in the mountainous territory along the western coast. It has been known historically as Yumbos Province and the Capital of Los Colibríes (the Hummingbirds). Santo Domingo is located in a tropical area of Latin America and is a newly-created province that was formed in 2007.


Wilson has been a metal worker for three years. He learned the trade from his father and continues to work with him to this day. Wilson is taking formal classes, but he needs money to complete his thesis. He also needs a small amount of money to buy materials for his work. For this reason, he submitted a request to Fundación Alternativa, the intermediary organization that is connecting Wilson to a Kiva loan so that he can complete his personal objectives. Even though he is receiving his first loan, the credit assessor's evaluation determined that Wilson is at low risk of default.


Wilson works six hours a day. His job is of considerable risk since welding metal objects emits gases that are highly toxic. Despite this risk, he continue with his work since it is his current means of support. Wilson is very optimistic of receiving his professional degree in the near future. His dream is to earn his degree and eventually build a house of his own someday.

View original language description ↓
Wilson es un hombre soltero de 25 años que vive en "Santo Domingo" que es la cuarta ciudad con más población del Ecuador. Su población va creciendo rápidamente ya que cuenta con un rico comercio y el mayor mercado ganadero del país. Su temperatura habitual es de unos 25.5°C y a veces llega a los 38 °C. Toda la provincia de "Santo Domingo de los Tsáchilas" figura como parte del territorio montañoso de la costa, de la cordillera occidental, históricamente conocida como Provincia de Yumbos y Capital de los Colibríes. Está ubicado en el trópico húmedo de América Latina. Es una provincia considerada nueva ya que fue creada en el 2007.

Wilson trabaja como metalmecánico desde hace tres años, este oficio lo aprendió de su padre y hoy en día trabaja junto a él. Está cursando sus estudios formales por lo cual necesita dinero para realizar su tesis y también si le sobra un poco de dinero piensa comprar materiales para su trabajo. Por esto ha solicitado a Fundación Alternativa, que es la institución intermediaria entre Wilson y KIVA un crédito, el cual le permita poder cumplir este objetivo personal. A pesar de ser su primer crédito, ha pasado la evaluación de su asesor como un cliente con bajo riesgo de incurrir en morosidad.

Trabaja seis horas al día, su oficio es considerado de riesgo ya que al soldar los objetos metálicos existen emanaciones de gases los cuales resultan altamente tóxicos, a pesar de ello piensa seguir con este oficio que hoy en día es su sustento.

Está muy optimista por estar más cerca de su título profesional; su sueño es tener su título profesional y luego, algún día construir su casa propia.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,200
    Average annual income
  • 81
    View loans »
    Ecuador Loans Fundraising
  • $23,931,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Wilson Israel to pay for the completion of his thesis and to buy materials for his work.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 21, 2012
Listed
Apr 19, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013