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Rachid is 38 years old and married to a reseller. He has 2 children who both go to school. The eldest is 15 years old and the youngest 12.

Rachid has been working as a reseller and cleaner since 2011. He sells recharge cards to all types of customers in his store, and also runs a laundry service. He gets his supplies in Lomé and works alone. Right now, his principal challenge is the competition on the market.

Rachid has requested his first loan from WAGES so that he can buy a vacuum cleaner for his job, and some recharge cards. He wants to reinvest in his business.

In years ahead, Rachid would like to increase the size of his business. He plans to use his profits to ensure his family's happiness.
Rachid est un homme âgé de 38 ans. Il est marié å une revendeuse. Il a 2 enfants qui vont à l’école. Le premier a 15 ans et le dernier a 12 ans.
Rachid travaille comme revendeur et nettoyeur depuis 2011. Il vend des cartes de recharge et est propriétaire d’un service de nettoyage pour tous clients dans sa boutique. Il achète les produits à Lomé. Il travaille seul. Au moment, sa difficulté principale est la concurrence sur le marché.
Rachid a requis son premier crédit de WAGES afin d’acheter un aspirateur pour son travail et des cartes de recharge. Il veut réinvestir dans l’activité.
Dans les prochaines années, Rachid voudrait agrandir la taille de son activité. Il dit qu’avec les profits, Il prévoit d’assurer le bonheur de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 3
    View loans »
    Togo Loans Fundraising
  • $8,854,875
    Funds lent in using Kiva
  • 496.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD