Abahujumugambi Twese / Rbv Group
He joined ACB in 2012, and this is his first loan cycle.
He is a corn farmer. The credit he received helped him him pay for labor for people who cultivated his field. He also bought 38kg of corn seeds and 5kg of chemical fertilizers.
He has a plan to buy another field to increase the size of his farm. With this plan, he will be able to reach his goal of being the first to do so in this agricultural sector. He will use the profits to build a house for his family.
Il a adhéré à ACB en 2012. Le cycle actuel est le premier pour lui. Il est agriculteur des maïs.
Le crédit qu'il a obtenu lui a permit de payer la main d'oeuvre des gens qui ont cultivé son champs. Il a aussi acheté 38kgs des maïs pour la semance et 5 kgs d'angrais chimiques. Il a une stratégie d'acheter un autre champs pour augmenter la capacité de son agriculture. Avec cette stratégie, il va pouvoir atteindre son ambition d'être le premier dans ce secteur agricole. Le profit sera utilisé pour construire une maison pour sa famille.
About Amasezerano Community Banking, S.A.Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid